How to Calculate a homes Equity

How do you calculate a home’s equity? In the simplest terms, equity is the difference between the market value of your home and how much you owe on your mortgage. Your down payment actually marked your first stake of equity in your home.

As you pay down your mortgage, your equity in your home continues to increase. Other factors that can increase your home equity include improvements on your house or your local market appreciating over time.

By familiarizing yourself with the equity you have in your home, along with the economic conditions of our local market, you will gain insight into when might be the right opportunity to make your next move.

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